Terms & Conditions — Income Authority Group Limited Liability Company. Effective 13 July 2026. These Terms govern your use of nickstaabcoach.com, the masterclass registration form at income-authority.com/masterclass, and the coaching, mentorship, training and event services provided by Income Authority Group Limited Liability Company ("Income Authority", "we", "us", "our"), a South Carolina LLC at 6650 Rivers Ave Ste 100, Charleston, SC 29406, United States. By using our website or registering you agree to these Terms. 1. Services. We provide business coaching, sales training, mentorship programmes, live and online workshops, masterclasses and related digital content. Descriptions are for information and do not guarantee any particular financial or business result. 2. Registration and eligibility. You must be at least 18 years old to register and agree to provide accurate, current and complete information. 3. SMS and communications. If you provide your mobile number and tick the SMS consent checkbox, you agree to receive text messages from Income Authority about your registration, appointments, events and, where you consented, offers. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time and HELP for help. Our data handling is described in our Privacy Policy at policy.income-authority.com/privacy-policy. 4. Payments and refunds. Fees for paid programmes are shown at the point of purchase. Unless a specific refund is stated in writing, payments are non-refundable once the programme or its materials have been accessed. Free events carry no charge. 5. No professional advice. Our content is educational and general in nature and is not financial, legal, tax or investment advice. 6. Intellectual property. All content, frameworks and recordings are owned by or licensed to Income Authority and may not be copied or resold without written permission. 7. Acceptable use. You agree not to misuse our website or services or use them for any unlawful purpose. 8. Limitation of liability. To the fullest extent permitted by law, Income Authority is not liable for any indirect or consequential loss, or for any business, income or profit you expected to earn, arising from use of our website, content or services. 9. Changes. We may update these Terms; the current version is posted on this page. 10. Contact. Income Authority Group Limited Liability Company, 6650 Rivers Ave Ste 100, Charleston, SC 29406, United States. Email: [email protected].